An exciting program to find your Dream Retirement Home
Do you want to down size or upgrade to the retirement homes of your dreams? But, you feel trapped because of the expense of repairing and selling your current home? Don’t feel that you’re alone. Many retirees have faced the same problem and we have be helping them to make their dreams come true using the HECM for Purchase (H4P) Program for over four years. Now you can sell your home with no commissions or repair expenses and could purchase the retirement home of your dreams.
The process is actually rather simple
The first step is to complete a valuation of your property and establish a Fair Market Value. If it is acceptable to you, we will present you with a Cash Offer Contract to purchase your property on the date of your choosing. Depending on your age, the amount that you could qualify for using the H4P Program can also be determined. Now, you can go shopping for your dream home knowing how much you have available to purchase your new dream retirement home.
For more information about this exciting program for purchasing your dream retirement home, please take a moment to review the short video below.
Increase Your Retirement Home’s Purchasing Power
The Home Equity Conversion Mortgage for Purchase loan program, or H4P Program for short, is a little known Strategy to purchase Your Dream Retirement Home with No Monthly Mortgage Payments*. This allows you to increase your purchasing power and significantly reduce your out-of-pocket expenses as compared to paying cash or securing traditional financing. If you are over the age of 62 and are considering purchasing your retirement home, you need to view this short video today.
* Borrower is responsible for home maintenance, property taxes, homeowner’s insurance and any HOA fees.
Working with a Seniors Real Estate Specialist
A Seniors Real Estate Specialist® or (SRES®) has received extensive education on topics such as tax laws, probate, estate planning, equity conversion strategies, and can offer you relevant information on current market trends as well as valuable resources regarding real estate transactions.
They can guide you and your family through all of your real estate transactions, because they have -
* a solid comprehension of Federal laws on Housing for Older Persons Act (HOPA)
* sensitivity to issues and priorities of those ages 50 and above and their families
* knowledge of the uses, benefits, procedures, and issues involved in reverse mortgages
* education regarding the uses of pensions, 401(k) accounts and IRAs in real estate transactions
* the understanding of how Medicare, Medicaid and Social Security can impact your real estate decisions
* familiarly with the probate process to facilitate the transfer of real estate based on your wishes
Thinking about moving out of the area to retire? Take a minute to view this video that discusses how working with a Seniors Real Estate Specialist can eliminate the stress and anxiety often associated with selling a family home or relocating whether it is across town or across the country.
Also, check out our 4 Reasons to Work with an Exclusive SRES® .
You’ve probably heard the saying, “all real estate is local”. It’s a truism that refers to the unique qualities of neighborhoods and properties – and the same claim can be made for real estate CLIENTS. Everyone who buys or sells property has unique needs.
If you’re a buyer or seller over the age of 50 – or are assisting someone who is – there are several reasons to choose a real estate specialist who focuses exclusively on seniors. LEARN MORE>
Dealing with Senior Health Issues
One of the most stressful experiences in a family’s life is when they realize that a parent or loved one will require some type of either home care or assisted living to maintain their quality of life. With the national annual median cost for a private room in a nursing home reaching over $100,000; the physical, emotional and financial toll of care giving can have significant impact on those who provide that care. While people are most familiar with nursing homes, there are actually a wide range of options in receiving care including home and day care, assisted living facilities, and confined care. There are also many sources of funding that are also overlooked including personal assets, savings, life and annuity polices, equity in the family home to just to name a few.
I have both the experience and training to assist families through this difficult time. In addition to being a Senior Real Estate Specialist®, I am also a Chartered Advisor for Senior Living® (CASL® ). If you are dealing with providing care for a Senior, Please contact me today.